Understanding the HUD Fair Housing Act

The HUD Fair Housing Act is a vital piece of legislation that promotes equal housing opportunities and prohibits discrimination in housing practices based on race, color, national origin, religion, sex, familial status, or disability. Understanding this law is essential for anyone involved in real estate transactions, as it ensures that all individuals have the right to access housing without facing bias or unfair treatment.

At The Lowrance Law Firm, P.C., our dedicated team of HUD housing lawyers is committed to helping our clients understand their rights. We offer comprehensive legal support for those who believe they have experienced discrimination in housing practices. Our experienced attorneys can guide you through the complaint process, ensuring your case is handled carefully and diligently. 

With a passion for technology dating back to the late 1970s, David Lowrance has a storied history of pushing boundaries and leveraging advancements to benefit clients. From building his computer, monitor, and floppy disk unit from a Heathkit H8 and H9 in 1977 to developing programming solutions with TI SR52 programming using its magnetic card for HUD multifamily development processing, his early ventures demonstrated his innovative spirit.

In the 1980s, Lowrance customized a real estate program that revolutionized his single-family law practice. Later, in 1998, he co-founded Cornerstone Technologies International LLC (CST), an outsource software company with offices in Bucharest, Romania, and the U.S. that developed cutting-edge programs for prestigious clients like Union Planters Bank and Regions Bank. The program also spawned Ascential (AST), wherein Lowrance served as a partner before it was purchased by another entity.

One notable success was creating an automated title search program, which was sold to Stewart Title Company in 2007. Lowrance and his partner maintained a minority ownership position in the company and served as Vice Presidents until 2017.

For over 25 years, Lowrance has trained and competed in half marathons, focusing on maintaining his health and well-being. While he surprised himself by placing second consecutively in his age group at the St. Jude Memphis Marathon event, his ultimate goal is not the competition but the benefits of his training regimen. To help him stay on track and monitor his progress, he uses a Garmin 965 watch with VO2 Max and sleep-tracking capabilities.

Lowrance is an avid reader, and his current hobby involves researching and expanding his knowledge base. He enjoys using an Amazon Kindle Signature model for reading because of its ease of use on the eyes and note-taking capabilities, allowing him to highlight and take quick notes while reading.

In addition to his hobbies, Lowrance stays active in his local church and participates in other community activities. He actively participates in Church and Christian organizations, embracing his community and faith. He believes staying connected and engaged is vital for staying energized and motivated.

Lowrance is a highly accomplished attorney with an impressive educational background. He graduated from Northeast Mississippi Junior College (AA), Mississippi State University (BA), and University of Mississippi Law School (JD). He also has established an active legal practice in Mississippi and Tennessee

Additionally, Lowrance worked as an Attorney Advisor and Acting Area Counsel for the Department of HUD. Throughout his career, he has partnered with esteemed law firms in Memphis, TN, building a reputation for excellence.

Lowrance’s legal practice focuses on transactional law, with a particular emphasis on government financing. His extensive experience in this field has earned him an AV peer rating, a testament to his expertise and proficiency.